We’ve all seen the commercials. Automakers advertise an amazing monthly payment on a new vehicle that seems too good to be true. It is. The small print on the T.V. screen says it all! That amazing monthly payment comes after putting thousands of dollars in as a down payment on the vehicle. We live in tough economic times and for many people a hefty down payment is simply not an option. If you have issues with low or no credit
, it can be even more difficult!