Tips To Help You Save Money On An Auto Loan, Dallas TX

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Tips To Help You Save Money On An Auto Loan, Dallas TX

Interested in obtaining a car loan in Dallas, TX? Here are a few tips to help you save money on auto loans.

Know Your Credit Score

It’s a good idea to obtain a copy of your credit report and FICO score before you go auto shopping. You can also apply for an auto loan at your bank before stepping foot at the dealership.

Short Term Loans Tend To Be More Affordable

The interest can really add up on a 5-year auto loan compared to a 3-year loan. Many people choose long term loans because the payments tend to be more affordable. However, if your goal is to save money over the long haul, you may be better off with a short term loan. Calculate the interest accrued over various loan terms in order to find out how much each loan will cost over time.

Avoid Expensive Add-Ons

Some dealerships may offer costly add-ons such as VIN etching, paint protection, extended warranties and more. Going with the bare basics will save you money in the long run.

Negotiate The Purchase Price

Some buyers make the mistake of negotiating the monthly payment instead of the total cost of the vehicle. Instead negotiate on the total price, trade-in-value and financing.

Everything Is Negotiable

When you walk into a dealership, know that everything can be negotiated before you sign on the dotted line. Don’t hesitate to ask the associate to clarify any points if you have any questions.

Refinance Your Car Loan

Once you have been making payments for a duration of time you may consider refinancing if you’re able to obtain a lower interest rate.

Interested in obtaining an auto loan in Dallas, TX? Contact us for more information.

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Since 1958, Auto City, a buy here pay here car dealer, has helped thousands of people rebuild their credit and drive a safe, dependable car.

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QUALITY USED CARS COVERED BY WARRANTY

Our inventory of used cars in Dallas includes sedans, coupes, vans, SUVs, and trucks. Many of our vehicles are less than three years from the production date and are covered by warranty.

We offer an exclusive used car warranty program that ensures that you will get a pre-owned vehicle you can depend on when buying from Auto City Credit. View our dealer inventory online, get a quick quote, and come visit any of our buy here pay here dealerships for a test drive.

USED CAR DEALERS SERVING DALLAS, DFW

The Auto City car dealerships serve the entire Dallas-Fort Worth area, providing used car sales and financing services.

BUY HERE PAY HERE, USED CAR DEALERS IN DALLAS, TX

Shopping for used cars in Dallas-Fort Worth, Texas? Our buy here pay here used car dealerships in DFW offer no credit or bad credit auto financing on used cars and trucks. Even if you have a past bankruptcy, we have a BHPH auto financing solution for all cars on our lot.

As a buy here pay here dealer, we can offer bad credit car loans that other dealerships simply cannot. We are the lender and the dealer, allowing us to sell used cars to buyers with bad credit or no credit.

We specialize in bad credit auto loans and understand that financial difficulties can happen to anyone. If you have challenged credit and are looking for a no-hassle place to buy a car or truck, visit Auto City Credit, where your job is your credit.