Purchasing a Car With Bad Credit, Dallas TX, Auto City Credit
Thinking of buying a new car in Dallas TX and have bad credit? Here are a few tips to help you increase the chances of obtaining an auto loan. You may want to order a copy of your credit report from the three credit bureaus before applying.
The three major bureaus are Trans Union, Equifax and Experian. All three bureaus operate independently and don’t share information meaning your file may be different with one bureau. Some reports will also provide a score which may offer more insight as to how lenders will perceive your file. Review your file thorougly for any discrepancies or inaccurate information. Dispute any items that are inaccurate. The bureaus have by law 30 days to complete the investigation and have to send you a corrected file.
Potential negative items include late payments, collections, charge-offs, bankruptcies, an excessive number of inquiries and tax liens. Not having sufficient credit or having zero credit may also be perceived as negative by some creditors. You may want to explore rebuilding your credit prior to applying for any major loans. Having a solid history for 12-24 months without any late payments may boost your score.
When applying for the loan keep an eye out for the APR. A lower moonthly payment over a longer period of time is not necessarily the best if it means higher interest rates.
Contact us today for bad credit auto loans in Dallas TX.
Our inventory of used cars in Dallas includes sedans, coupes, vans, SUVs, and trucks. Many of our vehicles are less than three years from the production date and are covered by warranty.
We offer an exclusive used car warranty program that ensures that you will get a pre-owned vehicle you can depend on when buying from Auto City Credit. View our dealer inventory online, get a quick quote, and come visit any of our buy here pay here dealerships for a test drive.
USED CAR DEALERS SERVING DALLAS, DFW
The Auto City car dealerships serve the entire Dallas-Fort Worth area, providing used car sales and financing services.
BUY HERE PAY HERE, USED CAR DEALERS IN DALLAS, TX
Shopping for used cars in Dallas-Fort Worth, Texas? Our buy here pay here used car dealerships in DFW offer no credit or bad credit auto financing on used cars and trucks. Even if you have a past bankruptcy, we have a BHPH auto financing solution for all cars on our lot.
As a buy here pay here dealer, we can offer bad credit car loans that other dealerships simply cannot. We are the lender and the dealer, allowing us to sell used cars to buyers with bad credit or no credit.
We specialize in bad credit auto loans and understand that financial difficulties can happen to anyone. If you have challenged credit and are looking for a no-hassle place to buy a car or truck, visit Auto City Credit, where your job is your credit.